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Life Insurance

Life Insurance

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Life insurance is intended to provide financial protection to one’s surviving dependents after their death.

If you have dependents (spouse, children, or anyone relying on you for financial support) then you should consider life insurance. It’s that simple.

However, it is important to analyze one’s current financial situation and determine the current standard of living needed for one’s surviving dependents before purchasing a life insurance policy.

There are many choices and the decision can be daunting.

Quattro Insurance Solutions makes it easier.

3 types of Life Insurance: Term Life Insurance, Mortgage Insurance, and Permanent Insurance (Whole-Life Permanent Insurance and Universal Life Permanent Insurance).

We assist our clients; helping them assess their current needs and establishing the type of life insurance most suitable to address those needs in the event of their death.

Moreover, as your Broker, we will offer continuous support, helping to re-evaluate life insurance needs annually, or following any significant life events which have a direct effect on life insurance needs
(ie. marriage, divorce, the birth and/or adoption of a child and/or major purchases; a home).

TERM LIFE INSURANCE

Term Life insurance is a simple and affordable way to protect short term needs.

Term insurance can be converted in the future to permanent insurance plans without any medical evidence.

MORTGAGE INSURANCE

A home is most likely one of the biggest investments you will ever make.
The mortgage insurance offered by your bank or mortgage lender may not be your best alternative to protect your investment.

Your mortgage debt can be a huge burden to a surviving spouse or dependent in the event of an untimely death, therefore insuring your mortgage debt is very important. Your bank will try selling you mortgage insurance but please note that you do not have to purchase the mortgage insurance through the bank.

At Quattro Insurance Solutions, we will find the best available coverage at the lowest cost.

PERMANENT LIFE INSURANCE

WHOLE LIFE INSURANCE

The advantage of whole life insurance is that it provides you with lifetime coverage at the same guaranteed rate. There are many plans to choose from depending on your needs and objectives such a 10 or 20-year pay that will cover you for life and is guaranteed to be paid up after 10 or 20 years. There are also plans that offer a lower fixed cost and are payable until the age of 100.

Some Whole Life Insurance Plans also offer guaranteed cash values.

At Quattro Insurance Solutions Inc. we will find the best product for your needs and budget.

UNIVERSAL LIFE INSURANCE

Universal Life Insurance provides a combination of life insurance protection with a tax-sheltered investment component. A Universal Life Insurance Policy can be designed to accumulate cash values that grow tax-sheltered. You can decide how your money is invested.

Universal Life Insurance can be designed to meet the specific needs and objectives of each individual client. This Policy is designed to be flexible so that it can allow you to pay the policy up within a shorter period of time.

The insurance coverage, as well as the tax-sheltered investment, will be paid to your beneficiaries Tax-Free.

At Quattro Insurance Solutions Inc. we will find the best product for your needs and budget.

Need Insurance? You’ve come to the right place.